November 25, 2025
Re: Comments to RIN3064-AG15 Proposal to Update Certain Regulatory Thresholds.
Dear Deputy Executive Secretary Jones:
America First Policy Institute (AFPI) is pleased to submit its comments on the Federal Deposit Insurance Corporation’s (FDIC) proposed rule that would amend certain dollar thresholds in its regulations to reflect the impact of past and future inflation. AFPI supports the FDIC’s proposed rule as it will make sure that institutions regulated by the FDIC will be subject to regulatory requirements based on the actual size of the institution and not simply because inflation has made a small or mid-size institution subject to regulations that were intended for larger institutions. Making sure that small and mid-size institutions bear less regulatory burden than relatively larger institutions will allow such institutions to make loans to small businesses all across the Main Streets of the United States and fuel prosperity for all Americans.
Click here to read the Governor's Council letter to the FDIC